ESMA
European Securities and Markets Authority
ESMA publishes new Q&As on EU ESG Ratings Regulation and MiCA
Published
Jul 10, 2026
Topics
EU ESG Ratings Regulation, MiCA, ESG ratings, Crypto-asset service providers, Supervisory convergence, Sustainable finance, Digital finance
Executive Summary
ESMA published a new Q&A update on 10 July 2026 covering two regulatory areas: the EU ESG Ratings Regulation and the Markets in Crypto-Assets Regulation. The ESG ratings items address consulting activities, two-working-day notification mechanics, access to datasets for factual-error review, notifications without a designated contact, issuer feedback, internal-use or in-house financial services, and the exemption for second-party opinion providers. The MiCA items address authorised CASPs providing custody/administration or transfer services in connection with other crypto-assets issued after an offer to the public, the perimeter of advice under MiCA compared with MiFID II, and crypto-asset lending services. ESMA Q&As are supervisory convergence materials rather than legislative amendments, but they are practically important because firms and national competent authorities use them to interpret and apply EU requirements consistently. No new regulatory reporting template or filing deadline is stated in the ESMA news item. Firms should treat the update as an interpretation and control-mapping trigger, especially where product, issuer engagement, ESG rating, crypto custody, transfer, advice or lending procedures depend on the affected perimeter questions.
What Changed
New
New ESMA Q&A topics identified in the 10 July 2026 notice include question IDs 2889, 2891 and 2716.
New
New ESMA Q&A topics identified in the 10 July 2026 notice include question IDs 2719, 2890 and 2717.
New
New ESMA Q&A topics identified in the 10 July 2026 notice include question IDs 2806 and 2807.
New
New ESMA Q&A topic identified in the 10 July 2026 notice: question ID 2417.
New
New ESMA Q&A topics identified in the 10 July 2026 notice include question IDs 2882 and 2883.
Business Impact
Who is affected
Directly affected
EU ESG rating providers, entities assessing whether ESG ratings are used only internally or within in-house financial services, second-party opinion providers relying on an exemption, authorised CASPs, and firms providing or assessing MiCA advice, custody, administration, transfer or crypto-asset lending services.
Indirectly affected
issuers, investors, asset managers, crypto-asset offerors, compliance advisers, product governance teams, legal teams and control owners that rely on ESMA Q&As to interpret EU ESGRR or MiCA requirements.
Jurisdictions
European Union, European Economic Area, where EU financial services law is implemented or applied through local arrangements
Business processes
Regulatory perimeter assessments for ESG ratings and crypto-asset services, ESG rating provider issuer-notification and factual-error review workflows, ESG rating conflicts and consulting-activity controls, CASP custody, administration and transfer service onboarding, MiCA advice and crypto-asset lending legal assessments, Regulatory change management and Q&A inventory maintenance
Estimated effort
Medium
Compliance risk
Medium
Affected Reports
| Field | Validation rule |
|---|---|
| Regulatory Q&A inventory - ESGRR question IDs | Add or review ESMA ESGRR Q&A entries 2889, 2719, 2890, 2891, 2717, 2716, 2806 and 2807 as listed in the 10 July 2026 ESMA publication. |
| Regulatory Q&A inventory - MiCA question IDs | Add or review ESMA MiCA Q&A entries 2417, 2882 and 2883 as listed in the 10 July 2026 ESMA publication. |
| ESG rating notification workflow trigger | Review controls linked to the two-working-day notification period because ESMA published Q&As on both application and scope of that period. |
| ESG rating issuer interaction workflow | Review procedure steps for factual-error dataset access, notifications without a designated contact and consideration of issuer feedback, as these topics are covered by new ESMA Q&As. |
| MiCA service perimeter classification | Review classifications for CASP custody/administration or transfer services, MiCA advice and crypto-asset lending because these are the MiCA topics covered by the new ESMA Q&As. |
Recommended Actions
- 1AI generatedStep 1 of 6
Update the regulatory obligations and Q&A inventory with the ESGRR and MiCA question IDs listed by ESMA, linking each entry to the relevant policy or control owner.
- 2AI generatedStep 2 of 6
For ESG ratings, perform a focused gap assessment of consulting-activity restrictions, issuer notification timing, factual-error review access, issuer feedback and exemption reliance.
- 3AI generatedStep 3 of 6
For MiCA, refresh legal perimeter assessments for advice, lending, custody/administration and transfer services, especially where the same product set may also raise MiFID II classification issues.
- 4AI generatedStep 4 of 6
Confirm whether any client-facing disclosures, issuer communication templates, onboarding questionnaires or internal approval checklists need wording changes after reviewing the Q&A answers in ESMA’s Q&A tool.
- 5AI generatedStep 5 of 6
Brief compliance, legal, product and operations teams that ESMA Q&As are supervisory-convergence guidance and should be documented as interpretive input rather than treated as a new legislative text.
- 6AI generatedStep 6 of 6
Track follow-up publications from ESMA or national competent authorities in case the Q&As are reflected in supervisory expectations, authorisation reviews or thematic reviews.
Timeline
effective date
Jun 29, 2023
MiCA entered into force under Regulation (EU) 2023/1114.
implementation
Jun 30, 2024
MiCA provisions on asset-referenced tokens and e-money tokens began to apply under Regulation (EU) 2023/1114.
implementation
Dec 30, 2024
MiCA generally began to apply under Regulation (EU) 2023/1114.
implementation
Jul 2, 2026
The EU ESG Ratings Regulation applies from this date under Regulation (EU) 2024/3005.
publication
Jul 10, 2026
ESMA published new Q&As on the EU ESG Ratings Regulation and MiCA.
Sources
AI-generated analysis is based on the following primary sources. Always verify against the official publication.
- Official news releaseEuropean Securities and Markets AuthorityJul 10, 2026New Q&As available ↗
https://www.esma.europa.eu/press-news/esma-news/new-qas-available-July-2026
- Official Q&A portalEuropean Securities and Markets AuthorityDate not specifiedQuestions and Answers ↗
https://www.esma.europa.eu/publications-and-data/questions-answers
- EU regulationOfficial Journal of the European Union / EUR-LexDec 12, 2024Regulation (EU) 2024/3005 on the transparency and integrity of Environmental, Social and Governance (ESG) rating activities ↗
https://eur-lex.europa.eu/eli/reg/2024/3005/oj
- EU regulationOfficial Journal of the European Union / EUR-LexJun 9, 2023Regulation (EU) 2023/1114 on markets in crypto-assets ↗
https://eur-lex.europa.eu/eli/reg/2023/1114/oj
Related Evidence
Verified source support for this analysis
The evidence agent checks whether the drafted finding is supported by official publications and relevant public source material.
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